The NABCA Terms of Use

Visitor trust in The North American Bank Card Association/LLC (NABCA) is never misplaced. NABCA is committed to respecting visitor privacy and the security of visitor personal information.

Introduction

These Terms of Use govern visitor access to and set expectations with regard to the use and provisions of the www.The-NABCA-Site.com web-site.

By browsing, using or accessing www.The-NABCA-Site.com, visitors signify that they have read, understand and agree to be bound by these Terms.

Certain Online Services and other content may be available only after a visitor has contacted The North American Bank Card Association/LLC and/or established a working relationship with NABCA.

A visitor to This Site who already has a contracted relationship with The North American Bank Card Association/LLC may be subject to other conditions and agreements. In the event of any conflict between these Terms of Use and other such conditions and agreements – NABCA makes the final decision regarding which conditions and agreements control.

For purposes of these Terms of Use, the terms “The North American Bank Card Association/LLC”, “NABCA”, “www.The-NABCA-Site.com”, the “Company”, “we”, “us”, or “our” means The North American Bank Card Association/LLC.

The North American Bank Card Association recommends each visitor to read and thoughtfully consider these terms. We reserve the right to make at-will changes and additions to these terms by posting updated versions to This Site - including appropriate updates to the “Last Revised” Date. Unless otherwise stated - all such changes will be considered to be retroactively effective to the original deployment of The Site. Continued visitor use of The Site constitutes visitor-acceptance of Terms of Use and changes to-date.

These Terms constitute the entire agreement between Site visitors and The North American Bank Card Association/LLC with respect to visitor use of The Site and supersede all prior or contemporaneous communications and proposals - whether electronic, oral or written, between visitors and NABCA with respect to The Site.

These Use Terms of www.The-NABCA-Site.com do not apply to the content of third-party Web sites. In the event that any of the terms contained herein conflict with any other terms or any conditions, policies, guidelines or notices contained on, or appear applicable to any particular portion of The Site - then the Use Terms of www.The-NABCA-Site.com shall prevail.

As site-owner, The North American Bank Card Association reserves the right to withdraw, suspend, or amend this Website, at-will, without notice, in our sole discretion. The North American Bank Card Association/LLC denies culpability or liability relative to inconveniences experienced or damages incurred if all or any part of the Website is unavailable at any time, for any duration, or for any reason - and reserves the right to restrict access to some or all parts of the website.

The intent of www.The-NABCA-Site.com is to provide necessary information on services and products offered under the operating banner of The North American Bank Card Association/LLC.

Proprietary Nature of Site and Content

The material and content accessible on This Site including (without limitation) software, text, articles, reports, audio and video files, images, trademarks, service marks, logos, and icons (ie, the “Content” in aggregate) is owned or licensed by The North American Bank Card Association/LLC and protected by copyright and other laws in the United States and other countries. Subject to visitor compliance with these Terms of Use, NABCA grants visitors limited, personal, nontransferable, nonsublicensable, revocable access to The Site and to make non-commercial (excepted as permitted in the following sentence) use of The Site, the Content and the Online Services only in the manner approved by The North American Bank Card Association/LLC. Unless the visitor is a registered member or an authorized affiliate appointed by The North American Bank Card Association/LLC wherein the visitor’s written agreement addresses their rights to use and modify Content, neither The Site nor the Content may be used for any commercial purpose or be framed, copied, reproduced, performed, displayed, distributed, republished, uploaded, posted, scraped, spidered or transmitted in any way - without our prior written consent - which may be withheld in our sole discretion, except that the visitor may print out or electronically save a copy of the Content, these Terms of Use and the Online Privacy Policy for the personal use and private records of the visitor. In so doing, no removal or alteration of any copyright, trademark, service mark, or any other proprietary notice or legend or regulatory disclosure appearing on any of the Content is permitted. Modification or use of The Site or Content - except as expressly provided in these Terms of Use - violates the intellectual property rights of The North American Bank Card Association/LLC, its licensors, and its recognized licensed affiliates. Except for the limited license granted above, the Company does not convey any interest in or to The Site or Content by permitting visitor access of The Site. All rights not expressly granted to visitors in these Terms of Use are reserved and retained by The North American Bank Card Association/LLC and its recognized affiliates.

Trademarks and Service Marks

The stylized NABCA logo is a federally-registered trademark of The North American Bank Card Association/LLC. Images, trademarks, service marks, logos, and icons displayed on This Site are the property of The North American Bank Card Association/LLC and may not be used without the prior written consent of NABCA. The company name and all service names on The Site, graphics, page headers, button icons, logos, scripts and service names are service marks, trade names, trademarks and/or trade dress of The North American Bank Card Association/LLC in the United States and in some other countries (collectively "NABCA’s Marks"). NABCA's Marks may not be used in connection with any product or service that is not sanctioned by or sold by The North American Bank Card Association/LLC in any manner that is likely, in the discretion of The North American Bank Card Association/LLC, to cause confusion among customers, or to disparage or discredit The North American Bank Card Association/LLC. All other trademarks not owned by The North American Bank Card Association/LLC that appear on The Site are the property of their respective owners - who may or may not be affiliated with, connected to, or sponsored by The North American Bank Card Association/LLC.

Intellectual Property Rights

The www.The-NABCA-Site.com Website and its entire Contents, features and functionality (including but not limited to all information, Software, text, fonts, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by The North American Bank Card Association/LLC, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

Visitors are not permitted to reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website, except as follows: • visiting devices may momentarily store copies of such materials in temporary computer memory incidental to accessing and viewing those materials. • visitors may store files that are automatically cached by their web browser for display enhancement purposes. • visitors may download and print one copy of a reasonable number of pages of the Website for their own personal, non-commercial use (including private distribution); any further reproduction, publication or distribution is not allowed.

Visitors are not permitted to: • Modify copies of any materials from This Site. • Copy, sell, or in any way use any text, illustrations, photographs, video or audio sequences, graphics, or any other part of the Website except in the limited manner (for personal, non-commercial use only as described above). • Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from This Site.

Notwithstanding the foregoing - financial advisors, trust professionals, registered investment advisors, broker-dealers, nominees and other institutional trading partners (collectively, "Intermediaries") may use the data and information provided on This Site for certain commercial uses with NABCA’s prior approval or as otherwise permitted on This Site - provided that such Intermediaries comply with all other terms and conditions as set forth in these Terms of Use.

Any visitor use of the Software other than as required to navigate and to utilize the intended functionality offered through this Website is prohibited. By accessing The Site, visitors agree not to access the Services or Content by any means other than the interface provided by the Company through this Website for visitor use in accessing the Services and Content.

Visitors desiring to make any use of Website material other than as set out in this section should address their request to: Contact@The-NABCA-Site.com

Unauthorized printing, copying, modifying, downloading or other use or provision to any other person with access to or content from any part of the Website represents a breach of the Terms of Use. No right, title or interest in or to the Website or any content on the Website is transferred to visitors. All rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use represents a breach of these Terms of Use and may violate copyright, trademark, and other laws.

Copyrights

All Site design, text, graphics, logos, button icons, images, photos, audio clips, video clips, digital downloads, data compilations and software are owned solely and exclusively by The North American Bank Card Association/LLC or its content suppliers and protected by U.S. and international copyright or patent laws. The compilation of all content on The Site is the exclusive property of The North American Bank Card Association/LLC and protected by U.S. and international copyright laws. All software used on This Site is the property of The North American Bank Card Association/LLC or its software suppliers and protected by United States and international copyright or patent laws. The contents of The Site are annually © copyrighted by The North American Bank Card Association/LLC. ALL RIGHTS RESERVED. No Site material may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any medium including but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of The North American Bank Card Association/LLC.

Hyperlinks

www.The-NABCA-Site.com may provide hyperlinks to third-party sites (“Third Party Sites”). Third Party Sites are not maintained by NABCA and are provided solely as a service and convenience to visitors. Third Party Sites are to be accessed at the visitor’s own risk. The North American Bank Card Association makes no representations or warranties about the content, completeness, accuracy or security of Third Party Sites.

Linking to the Website and Social Media Features

Visitors may link to the NABCA homepage - provided such linkage is done in a way that is fair and legal and does not damage or take advantage of the reputation of NABCA. Any such links must not be established in a derogatory nature nor in a manner as to suggest any form of association, approval or endorsement on our part without our express prior consent. www.The-NABCA-Site.com may provide certain social media features enabling visitors to: • Link from their own or certain third-party websites to certain content on www.The-NABCA-Site.com • Send e-mails or other communications with certain content, or links to certain content, on www.The-NABCA-Site.com • Cause limited portions of www.The-NABCA-Site.com content to be displayed or appear to be displayed on their own or certain third-party websites. Such features may only be used as solely provided by www.The-NABCA-Site.com and only with respect to the content with which they are displayed and otherwise in accordance with any additional terms and conditions The North American Bank Card Association provides with respect to such features. Subject to the foregoing, visitors must not: • Establish a link from any website that is not owned by them. • Cause the Website or portions of it to be displayed, or appear to be displayed by framing, deep-linking or in-line linking on any other site. • Otherwise take any action with respect to the materials on www.The-NABCA-Site.com that is inconsistent with any other provision of these Terms of Use. Visitors agree to fully cooperate with The North American Bank Card Association/LLC in immediately reversing any unauthorized framing or linking with which they have been in any way involved. The North American Bank Card Association/LLC reserves the right to withdraw linking permission without notice. At the sole discretion of The North American Bank Card Association/LLC - and with no prior notice - The North American Bank Card Association/LLC may disable all or any social media features and any links at any time.

Links from the Website

Any links to other third-party sites and resources provided by third parties www.The-NABCA-Site.com contains are provided for visitor convenience only. The North American Bank Card Association/LLC has no control over the contents of those sites or resources - and accepts no responsibility with regard to them or for any loss or damage that may arise from visitor use of them. If visitors to www.The-NABCA-Site.com decide to access any of the third party websites linked from www.The-NABCA-Site.com, such linking is done entirely at the visitor’s own risk and subject to the terms of use and any privacy and/or security policies for such websites.

Privacy Please review our Privacy Policy – which also governs visitor access to The Site.

Comments and Concerns

The website www.The-NABCA-Site.com is operated by The North American Bank Card Association/LLC, 14525 SW Millikan Way - #38605; Beaverton, Oregon 97005-2343. 503-303-8455. Written comments and concerns regarding The Site may be routed to the above address, called into the preceding telephone number or submitted via electronic mail to comments@The-NABCA-Site.com