The NABCA Privacy Policy

Visitors are always welcome to The North American Bank Card Association/LLC (NABCA). NABCA is committed to respecting visitor privacy and the security of discretionary visitor information.

This privacy policy sets visitor privacy expectations relative to the www.The-NABCA-Site.com Site.

The policy describes how The Site collects and uses visitor-supplied information.

Visitors to The Site are recommended to review NABCA’s simple and straight-forward Privacy Policy which governs visits to The Site. If another Privacy Policy is provided on a particular portion of The Site, then that privacy policy governs visits to corresponding subject portions of The Site.

Visitor Information Collected

Because www.The-NABCA-Site.com exists only to disseminate information relative to visitor personal and professional needs, only limited visitor information is collected. Collected information is temporary/momentary and is not retained on-site or in any media or mechanism attached to or available to The Site.

Such information typically consists only of IP address (digital-specification of a visitor’s computer's unique online location), Operating System (e.g. Windows 10), and Browser Software (e.g. Firefox, Edge, Chrome, etc).

Use of Visitor Information

Information collected from visitors to the www.The-NABCA-Site.com is used only in enhancing the visitor’s experience with The North American Bank Card Association. Collected information may be used to help NABCA identify visitor needs and interests relative to The North American Bank Card Association’s role in and services to the Bank Card Community.

Use of “Cookies”

Cookies are electronic files and messages which often include anonymous unique identifiers sometimes given to the web browser of a visitor by a web server. Browsers store these small anonymous-identifier messages on the visitor’s computer. To expedite more intelligent processing, the message is sent back to The-NABCA-Site.com server each time a visitor’s browser requests The Site.

The-NABCA-Site.com may use a cookie to recognize a visitor’s computer.

Cookie technology may be used to provide visitors with customized services and an improved online experience.

The-NABCA-Site.com may use cookies to create an anonymous unique identifier to repeat visitors on subsequent visits. The-NABCA-Site.com does not use this anonymous identifier to collect information about visitor activities while on This Site. Cookies do not contain unique or personally identifiable visitor information.

Computer browsers can be set to opt-out of receiving and storing cookies; doing so, however, may limit visitor access to certain portions of This Site. Cookies stored on individual browsers can be deleted. The process to set or delete cookies differs by browser. Each browser's Help feature will provide guidance regarding how to set or delete cookie options.

The www.The-NABCA-Site.com site does not use or permit 3rd-party advertising. Visitors to www.The-NABCA-Site.com can do so with the confidence that their private identifying information remains anonymous and is never made available to advertisers.

Data Retention

For visitors requesting additional information as offered on The Site, www.The-NABCA-Site.com provides one or more traditional/offline means (telephoning/writing/emailing) for visitors to contact The North American Bank Card Association/LLC. Visitor information for such delivery cannot be collected by The Site. Such information is forwarded to processes providing traditional offline delivery. Collected information may be retained offsite to enable delivery of initial and subsequent materials. Site visitors receiving subsequent materials are always provided opportunity to opt-out of future deliveries.

Because www.The-NABCA-Site.com is an information-only site, no other retention of data occurs.

Sharing of Visitor Information

Any visitor information collected on the www.The-NABCA-Site.com site is used only within the standard operation of The North American Bank Card Association/LLC and direct affiliates. Visitor information is never supplied or made available to parties outside the main NABCA/LLC organization – including, but not limited to, advertisers or direct marketers.

www.The-NABCA-Site.com and Social Media

The www.The-NABCA-Site.com site may include applications or widgets from social media providers which permit related interaction and content-sharing.

Social-media widgets - such as Facebook “Share” and “Like” buttons - may be visible to site-visitors on visited web-pages. Integration between the www.The-NABCA-Site.com Site and social media networks such as Facebook, Twitter and others may allow the social media networks to collect information about each visitor’s browsing experience on the pages of www.The-NABCA-Site.com where widgets are visible - even though not selected or otherwise activated by the visitor. The North American Bank Card Association recommends visiting the applicable social media network’s privacy policy to better understand their data-collection practices and available choices. These platforms may share visitor information with NABCA in identifiable, general or aggregated form. The privacy policies of given social media networks control the collection, use and disclosure of all personal information transmitted to that network.

Information Correction

The-NABCA-Site.com does permit entry of personal information by Site visitors. Such information is, thus, not available for correction.

To re-request offered information, visitors need to re-contact NABCA and re-provide their contact information via traditional/offline means (telephoning/writing/emailing). Once submitted, provided information is not available for online update or correction and may only be corrected via traditional/offline means of telephoning, writing or emailing NABCA.

Use of www.The-NABCA-Site.com by Minors

The www.The-NABCA-Site.com site exists as a repository and dissemination-point for specific information available to a general professional adult audience - and is not specifically designed for or targeted at visitors under age 18. Although This Site presents no risks to minors - www.The-NABCA-Site.com is not intended for use by anyone under the age of 18. Personal information from persons under the age of 18 is neither solicited or knowingly collected.

By using This Site, visitors represent that they are age eighteen (18) years or older.

Willful visiting of The Site by anyone under age 18 should be under the supervision of a responsible parent, guardian or legal representative.

www.The-NABCA-Site.com abides by the requirements of the Children's Online Privacy Protection Act (COPPA) and other relevant laws. Identifiable personal information from children under the age of 18 is not knowingly collected, used or disseminated. If it becomes known that personally identifiable information regarding a child under the age of 18 has been collected through The Site via traditional/offline means, NABCA strives to immediately delete such information from our records and premises.

California Site Visitor Privacy Rights

For proprietors of web sites of this nature, California Civil Code §1798.83 recommends disclosure to consumers of the following information upon receipt of written request: (1) the categories of personal information disclosed from This Site to third-parties within the prior year; (1a) if that information was subsequently used for marketing purposes; and (2) the names and addresses of all such third-parties to whom such the personal information was disclosed. The proprietors of The-NABCA-Site.com hereby disclose that personal information regarding any California resident has not been disclosed to any third-party outside The North American Bank Card/LLC Association organization during the one-year period prior to the effective date of this Privacy and Information Security Policy. California residents seeking additional information on this requirement - or our privacy practices, in general - may address an email-inquiry to Customer Service customerservice@The-NABCA-Site.com with “PRIVACY REQUEST” in the subject line. This same request may be submitted via US Postal Service to: Privacy Policy Inquiry; The North American Bank Card Association/LLC, 14525 SW Millikan Way - #38605; Beaverton, Oregon 97005-2343.

Changes in the Privacy Policies of www.The-NABCA-Site.com

Although rare - from time to time, The North American Bank Card Association’s utilization of personal or technical information for unanticipated uses not previously disclosed in our privacy notice may occur. If NABCA’s information practices change, such changes will be posted within This Site’s Privacy Policy.

Contacting The North American Bank Card Association/LLC (Proprietor of www.The-NABCA-Site.com): By Electronic mail: customerservice@The-NABCA-Site.com

By United States Postal Service: The North American Bank Card Association/LLC 14525 SW Millikan Way - #38605
Beaverton, Oregon 97005-2343

By Telephone: 503-303-8455 Office Location: The North American Bank Card Association/LLC 14525 SW Millikan Way - #38605
Beaverton, Oregon 97005-2343

Note: The North American Bank Card Association/LLC/Ca$hcard LLC ships and receives only via United States Postal Service (USPS) at 14525 SW Millikan Way - #38605; Beaverton, Oregon 97005-2343

Non-Postal deliveries are not accepted. Ship to The North American Bank Card Association/LLC ONLY via USPS.